They bet $25. You'd pay $25 for a final pot of $150, which is 1 in 6, or 17%.
You can see 4 hearts, so 9 are left among the 46 cards you can't see. The shortcut says 9 × 2 = 18%, and the exact figure is 19.6%. Your chance beats the price, so you call. That call is worth about $4.35 on average, and it will still lose 4 times out of 5.
The draw misses and they check. Jack-high almost never wins a showdown, so betting is your only real way to take this pot. A $75 bet has to work 75 / 225 of the time, which is 1 in 3.
Now the math hands the question over to your read. Has this player folded to a half-pot bet at least 1 time in 3 tonight? If yes, bet. If they've called everything so far, check and move on.